Get solar panels or a
charging point effortlessly
with monthly financing

Make your energy purchases easy with OP financing

Get solar panels or electric car charging points effortlessly with OP funding. Calculate the appropriate monthly installment for you using the counter and apply online. Financing interest is deductible for tax purposes and you can apply for a household deduction for installation work.

  • Financing 2 500–30 000 €
  • Flexible repayment period
  • Low interest rate OP-prime + 5,95% *
  • Billing fee 5 € / month
  • One month interest-free and no-consumption payment period
  • Two months free of charge each year
  • You can pay off the entire credit at once at no extra cost
  • The funding accrues OP bonuses for the member members of the OKOBANK
  • Financing interest is tax deductible like a mortgage when financing the renovation of your own permanent home.

*According to KSL, the real annual interest rate for a 10 000 € loan is 7.31 %, while the loan interest rate is OP-prime + 5.95 %, (6.20 % 08/19), the establishment fee is 0 € and the invoicing fee is 5 € / month.

The credit is granted by OP Corporate Bank Plc, Gebhardinaukio 1, 00510 Helsinki.

An example calculation of the financing of a solar panel package

Cash price 6 125 € / month installment 105.00 € (incl. VAT 24%)

  • The annual percentage rate of charge is 7.89 %
  • Credit period 74 months
  • The total credit price is 7 727.51 €, which includes the cash price of 6 125.00 € and:
    • financing interest (6.20 %) 1 237.51 €
    • account management fee 5.00 € / month incl. monthly installment, total 365.00 €

The real annual interest rate calculated in accordance with KSL for an average loan of, for example, EUR 6 125 (one-off loan) over a 74-month loan period is 7.89 %, while the nominal interest rate is 6.20 %. The credit price is 7727.51 €, which includes a 5 € billing fee per month. (Situation 08/2019).

The financing is granted by OP Corporate Bank Plc, Gebhardinaukio 1, 00510 Helsinki.

Example calculation of a 3.6 kW electric car charging point financing

Cash price 1.625 € / month installment 50.00 € (incl. VAT 24%)

  • The annual percentage rate of charge is 12.64 %
  • Credit period 41 months
  • The total credit price is 2 034.73 €, which includes the cash price of 1 625.00 € and:
    • financing interest (6.20 %) 184.73 €
    • account management fee 5.00 € / month incl. monthly installment, total 200.00 €

The real annual interest rate calculated in accordance with KSL for an average loan of, for example, EUR 1 650 (one-off loan) over a 41-month loan period is 12.64 %, while the nominal interest rate is 6.20 %. The credit price is 2034.73 €, which includes a 5 € billing fee per month. (Situation 08/2019).

The financing is granted by OP Corporate Bank Plc, Gebhardinaukio 1, 00510 Helsinki.